Joe Marullo

Joe Marullo

As we mature, our financial goals and needs change. At Joe Marullo Insurance & Retirement Services we focus on the needs of mature individuals and families. We provide solutions to the questions most frequently asked by retired or retiring individuals.

Joe Marullo Insurance & Retirement Services

16818 Doverwood Way

Houston, Texas 77058

joe.marullo@att.net (832) 768-3773
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Use the 4% withdrawal rule, add the inflation factor and guess what? They still cannot compete. Use this tip (below) to explain how a Fixed Indexed Annuity is a solid choice.


Then there is this: "Quantum Compounding"


Understand compounding, then explain our use of compounding in an annuity (do it one at a time) The lay on the final layer, the benefits added to the annuity contract: I call it Quantum Compounding